ONGOING THERAPY
Standard Private Pay
Kula is a private-pay practice. Clients pay Kula directly for therapy services rather than having Kula bill an insurance company.
Learn about private pay →
Kula Wellness Group is a private-pay practice. We also work to create additional pathways to care through reduced-fee therapy, out-of-network reimbursement, therapy groups, workshops, community programming, and free educational resources.
We believe increasing access to mental-health support involves more than lowering the price of one service. It can mean offering reduced-fee therapy, creating lower-cost group experiences, bringing mental-health conversations into community spaces, sharing free education, and helping people discover other organizations and resources when those may better meet their needs.
We cannot make every Kula service affordable for every person. What we can do is continue looking for thoughtful ways to make care, education, connection, and useful resources more reachable.
Kula Wellness Group is not in network with insurance plans. We made this choice so treatment decisions can remain primarily between you and your clinician — including the focus, pacing, and approach to your care.
Insurance can be an important and valuable way to access mental-health treatment, and private-pay therapy is not the right fit for every person or family. At Kula, remaining out of network allows us to build our clinical services around individualized care rather than the requirements of a particular insurance network.
If your health plan includes out-of-network mental-health benefits, you may still be eligible for reimbursement for part of the cost of therapy through a superbill.
A superbill is an itemized document you submit directly to your insurance company when you want to request reimbursement through your plan's out-of-network benefits.
Your Kula therapist is not in network with any insurance company. However, if your plan includes out-of-network mental-health benefits, Kula can provide a superbill upon request that you may submit directly to your insurer for possible retroactive reimbursement.
Reimbursement amounts depend on your specific plan, deductible, coinsurance, and out-of-network benefits. Receiving a superbill from Kula Wellness Group does not guarantee reimbursement. All reimbursement decisions are made by your insurance provider.
When contacting your insurance company, you may want to ask specifically about your out-of-network behavioral-health benefits and reimbursement for the CPT codes above. Coverage can vary by plan.
All superbills require an active mental-health diagnosis to be listed. At Kula, we take diagnostic decisions seriously. A diagnosis may become part of a person's health record, and we believe clinicians should have sufficient time to understand a client before assigning one when clinically appropriate.
For that reason, Kula's practice policy is to complete approximately 4–8 sessions before issuing the first superbill. This reflects both the ethical need for adequate assessment and our respect for the sensitive nature of diagnostic labels.
After the first superbill is issued, your therapist can provide ongoing superbills on a monthly basis, upon request.
A diagnosis is based on clinical assessment and cannot be assigned solely for the purpose of obtaining insurance reimbursement.
Kula's Scholarship Program allows us to offer a limited number of income-based reduced-fee therapy spaces for clients experiencing significant financial barriers to care.
Complete the Scholarship Program application so we can understand your household income, financial circumstances, and goals for therapy.
Applications are considered alongside financial circumstances, household needs, clinical fit, therapist availability, and the limited number of reduced-fee spaces available.
A member of the Kula team will follow up after review. Completing an application does not guarantee a reduced-fee placement.
Approved reduced-fee arrangements are periodically reviewed so eligibility can be reassessed as financial circumstances and availability change.
Please complete the current Scholarship Program application. Kula will review your information and follow up with next steps.
Apply for the Scholarship Program →Part of Kula's commitment to access is creating opportunities beyond the traditional therapy room.
Therapist-led groups bring people with shared experiences together for clinical support, learning, and connection — often at a lower per-session cost than individual therapy.
View Current Groups →Educational and experiential offerings create additional opportunities to practice skills, explore wellness, and connect with others.
Explore Workshops →Kula participates in local events, partnerships, and conversations that bring mental-health education outside the therapy office and into everyday spaces. Join our newsletter to hear where we'll be showing up next and what community events and organizations we're supporting.
Join Our Email List →Follow Kula for educational resources, practical tools, upcoming opportunities, and highlights of community organizations and resources that may support you beyond the therapy room.
Follow @kulawellnessgroup →Financial decisions around therapy can be confusing. These are some of the most common questions we hear.
A discovery call can help you learn more about Kula's services and decide what kind of support may make sense for you.
Schedule a Discovery Call →